In the world of luxury heritage, the value of an asset is never fixed. A work of art can increase in value, a rare watch can become iconic, while other assets remain stagnant. Yet many owners still rely on outdated estimates.
The result: underinsurance, missed opportunities, and difficulties when transferring assets.
Why does value change?
The luxury market is constantly evolving:
- trends change;
- rarity increases value;
- condition plays a key role;
- economic and cultural contexts influence prices.
An appraisal that is a few years old may be completely obsolete.
The risks of undervaluation
Ignoring the current value of your assets means:
- risking insufficient compensation in the event of a claim;
- distorting the transfer of assets;
- missing out on an opportunity for resale or strategic investment.
To avoid these mistakes:
- call on specialized experts (art, jewelry, real estate, classic cars);
- update your valuations every 2 to 3 years;
- keep appraisal reports and valuable documents.
Today’s digital tools make it possible to centralize this data, automate updates, and track trends in real time.
Underestimating the value of your assets weakens your wealth.
The combination of regular appraisals, market monitoring, and secure digital solutions is the key to protecting and sustainably enhancing exceptional wealth.
A well-appraised asset is a protected asset.
